Uniform State Test (UST) · 11% of the SAFE exammedium
Correct answer: No, because the SAFE Act prohibits taking the same approved course in consecutive years for CE credit
The SAFE Act specifically prohibits an MLO from taking the same approved CE course in consecutive years and receiving credit for it. To prevent 'course recycling,' the rule requires that MLOs complete different approved continuing education content each renewal cycle. This ensures that licensees are actually receiving updated and relevant training rather than repeating identical material. "No, because CE must be completed by November 30, not..." is incorrect because even an NMLS-approved course will not satisfy CE requirements if it is the same course taken the prior year. "Yes, because NMLS-approved courses are automatically..." incorrectly suggests all approved courses are automatically valid regardless of repetition. "No, because the SAFE Act prohibits taking the same a..." is incorrect — the CE deadline is typically tied to the license renewal deadline (December 31 in most states), not November 30.
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