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What is the minimum passing score required on the SAFE MLO National Test Component to obtain a state mortgage loan originator license?

Uniform State Test (UST) · 11% of the SAFE exameasy

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Correct answer: 75%

The SAFE Act and NMLS rules require a minimum passing score of 75% on the SAFE MLO National Test Component. This score requirement applies to both the national and any state-specific test components. 70% is a common threshold in other licensing exams but is below the SAFE Act standard. 80% overstates the requirement. 65% is well below the required passing score.

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