Uniform State Test (UST) · 11% of the SAFE exammedium
Correct answer: No — a cease and desist requires the MLO to stop a specific activity but does not automatically suspend the license
A cease and desist order directs the licensee to STOP a specific activity but does NOT automatically suspend or revoke the license. Suspension is a separate, more severe enforcement action. An MLO who receives a cease and desist can comply with the order and continue operating under their license. However, failure to comply with a cease and desist can lead to escalation — including suspension or revocation. Think of it as: "stop doing this specific thing" vs. "you can no longer operate at all."
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