Uniform State Test (UST) · 11% of the SAFE exammedium
Correct answer: The MLO must be given the right to an administrative hearing before revocation
Most state licensing statutes require an administrative hearing BEFORE license revocation — this is a due process requirement. The hearing allows the licensee to contest the facts, present evidence, and argue against revocation. The state must provide adequate notice of the charges and a meaningful opportunity to respond. Post-revocation appeals are also typically available, but the initial hearing occurs BEFORE the license is taken. This protects licensees from arbitrary or erroneous regulatory action.
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