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An Alabama mortgage broker originated $60 million in loans last year. What is the minimum surety bond required for license renewal?

Uniform State Test (UST) · 11% of the SAFE exameasy

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Correct answer: $50,000

Alabama surety bond requirements are TIERED based on prior-year loan origination volume. $25,000 for volume up to $25 million; $50,000 for volume between $25 million and $100 million; $75,000 for volume exceeding $100 million. At $60 million, this broker falls in the middle tier — $50,000. A common exam trap: students who memorize only the $25,000 base amount miss the tiered structure. Source: Alabama Mortgage Brokers Licensing Act.

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