Uniform State Test (UST) · 11% of the SAFE exammedium
Correct answer: On residential mortgage loan applications, in solicitations, and in advertisements for mortgage services, including business cards and websites
The SAFE Act requires MLOs to include their NMLS unique identifier on all residential mortgage loan applications, all solicitations, and all advertisements — including business cards, websites, social media profiles, and promotional materials. The identifier must also be provided upon request. It is not limited to formal underwriting submissions (A), does not require a written consumer request before being displayed (B), and is required well before and beyond closing documents (D). This broad disclosure requirement allows consumers and regulators to research an MLO's credentials and history through the NMLS Consumer Access portal.
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