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What does UDAAP stand for and who enforces it?

Federal Mortgage Law · 24% of the SAFE exameasy

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Correct answer: Unfair, Deceptive, or Abusive Acts or Practices, enforced by CFPB

UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) is prohibited under the Dodd-Frank Act and enforced by the CFPB. "Unfair" causes substantial injury; "Deceptive" misleads consumers; "Abusive" exploits consumers' lack of understanding.

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