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A borrower is purchasing their primary residence. How long is their right of rescission period?

Federal Mortgage Law · 24% of the SAFE exameasy

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Correct answer: There is no right of rescission for purchase transactions

The TILA right of rescission does NOT apply to purchase money mortgages. It only applies to refinances and home equity loans/lines on a principal residence. This is one of the most commonly missed distinctions on the exam.

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