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A borrower receives their Loan Estimate on March 10th. What is the earliest date the loan can close (consummation)?

Federal Mortgage Law · 24% of the SAFE exameasy

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Correct answer: March 17th

The borrower must receive the LE at least 7 business days before consummation. For LE timing, "business day" = all days except Sundays and federal holidays. Counting 7 business days from March 10th (assuming no holidays): the earliest closing is March 17th.

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