General Mortgage Knowledge · 20% of the SAFE exammedium
Correct answer: The borrower may be eligible for VA loan benefits based on the qualifying active service period under Title 10 orders
National Guard and Reserve members can establish VA loan eligibility through active-duty service under Title 10 federal orders. Service of at least 90 consecutive days of active duty under Title 10 can qualify a Guard member for VA benefits. Guard members activated under Title 32 state orders generally do not qualify for VA loan benefits through that service alone, though they may qualify through a separate 6-year service commitment with an honorable discharge. Guard members are not categorically excluded from VA benefits. The 24-month minimum applies to veterans who enlisted after September 7, 1980, under regular enlistment, not to activated Guard members. Rank is irrelevant to VA loan eligibility.
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