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What is the minimum passing score required on the NMLS national mortgage licensing exam?

Uniform State Test (UST) · 11% of the SAFE exameasy

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Correct answer: 75 percent

The SAFE Act mandates that MLO candidates must achieve a score of at least 75 percent on the written test developed by the NMLS. A score of 70 percent (A) or 72 percent (B) would not meet this threshold, and 80 percent (D) overstates the requirement. This standard applies to both initial licensing and retesting requirements.

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