A consumer suspects she may be a victim of identity theft but has no proof. She contacts the three major credit bureaus requesting a fraud alert. Which statement best describes what she can do?

She may only place a fraud alert if the identity theft resulted in an open fraudulent account She may place an initial fraud alert without proof, but an extended alert lasting seven years requires an identity theft report filed with law enforcement She cannot place a fraud alert without filing a police report first She may place an extended fraud alert without any documentation since suspicion alone is sufficient