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RESPA Section 10 limits the escrow account cushion to no more than:

Loan Origination Activities · 27% of the SAFE exammedium

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Correct answer: 2 months of estimated payments

RESPA Section 10 limits the escrow cushion to a maximum of one-sixth of the total estimated annual disbursements, which effectively equals about 2 months of payments. Servicers must conduct annual escrow analyses.

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