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What is the purpose of a title search in the loan origination process?

Loan Origination Activities · 27% of the SAFE exameasy

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Correct answer: To verify there are no outstanding liens, judgments, or ownership disputes

A title search examines public records to verify clear ownership and identify any liens, encumbrances, judgments, or easements on the property. This protects both the lender and buyer. Title insurance is then issued to protect against undiscovered title defects.

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