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The maximum loan-to-value (LTV) for a conventional conforming loan is typically:

General Mortgage Knowledge · 20% of the SAFE exameasy

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Correct answer: 95%

Conventional conforming loans can go up to 95% LTV in many programs, though this requires PMI. At 95% LTV, the borrower puts down 5%. Some programs allow 97% LTV. Beyond these thresholds, the loan becomes non-conforming.

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