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A lender cannot charge fees (other than a credit report fee) until the borrower:

Loan Origination Activities · 27% of the SAFE exammedium

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Correct answer: Indicates intent to proceed after receiving the Loan Estimate

Under TRID, the lender cannot impose fees (except a reasonable credit report fee) until the borrower has received the Loan Estimate and indicated their intent to proceed with the transaction.

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