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Home price $300,000, down payment $60,000. Is PMI required on conventional loan?

Loan Origination Activities · 27% of the SAFE exammedium

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Correct answer: No, LTV is exactly 80%

LTV = ($300,000 - $60,000) / $300,000 = $240,000 / $300,000 = 80%. PMI is required when LTV exceeds 80%. At exactly 80%, PMI is NOT required.

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