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An FHA borrower is taking a $200,000 loan. What is the upfront MIP (UFMIP)?

General Mortgage Knowledge · 20% of the SAFE exameasy

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Correct answer: $3,500

FHA UFMIP = Loan amount × 1.75% = $200,000 × 0.0175 = $3,500. This can be financed into the loan, making the total loan $203,500.

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