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A borrower earns $95,000 annually. What is their gross monthly income?

Loan Origination Activities · 27% of the SAFE exameasy

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Correct answer: $7,916.67

Gross monthly income = Annual salary / 12 = $95,000 / 12 = $7,916.67. This is the figure used in all DTI calculations. Do NOT divide by 52 weeks or use any other method — always divide annual income by 12.

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