Loan Origination Activities · 27% of the SAFE exammedium
Correct answer: No — only 3 of the 6 required pieces were provided; TRID is not triggered
TRID requires ALL 6 pieces: name, income, SSN, property address, estimated value, and loan amount. This borrower provided only 3 (name, income, amount). Three critical pieces are missing: SSN, property address, and estimated value. Without all 6, this is a pre-qualification inquiry — not an application. TRID is NOT triggered, and no Loan Estimate is required. The method of communication (phone, email, in-person) is irrelevant — only the completeness of the 6 data points matters.
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