An appraiser submits a value of $380,000, but the purchase price is $410,000. The LO sends the appraiser 15 recent comparable sales at $400,000-$420,000 and asks for reconsideration. Is this a violation?

No — providing objective market data and requesting reconsideration is permitted Yes — any request to reconsider after submission is coercion Only a violation if the appraiser changes the value based on the new data Yes — the LO should never contact the appraiser after the appraisal is submitted